Home Equity · No Move Required
See your homeowner options without the sales pitch.
Sold & Stay helps homeowners compare sale-leaseback, cash sale, listing, and home equity paths. Some homeowners can reserve terms online, while others may see state-specific alternatives after review.
Answer a few questions at soldandstay.com, or text (727) 605-5105 to get started.
How the process works
- Submit basics. Tell us your address, mortgage balance, and goals.
- See your best path. We show a sale-leaseback, cash sale, listing, or home equity direction based on your state, property, and goals.
- Review written terms. If an online path is available, you can review and reserve headline terms before the formal agreement.
- Complete next steps. Title, documents, and any required review happen before closing.
- Close with clarity. Independent title companies coordinate the closing and funding timeline.
Compare your liquidity options
| Option |
Cash Speed |
Keep Living There? |
Credit Impact |
Next Step |
| Sold & Stay Sale-Leaseback |
≈21–30 days |
Yes |
Low (treated like a sale) |
Review written terms and state-specific availability |
| HELOC / Cash-Out Refi |
45–60 days |
Yes |
Depends on credit + rates |
Variable interest exposure |
| Reverse Mortgage |
45–90 days |
Yes |
Fees accrue monthly |
Payments stack onto balance |
| Traditional Sale |
30–90 days |
No |
None |
N/A |
Frequently Asked Questions
Can I stay after the sale closes? Yes — each sale-leaseback transaction includes a lease tailored to your timeline.
How fast do I get funds? Title and inspection permitting, most homeowners receive funds within 21–30 days.
Will an attorney review everything? Sold & Stay reimburses reasonable attorney document review fees prior to signing.
Is every path available in every state? No. Online sale-leaseback availability depends on the property, state rules, and final review. If that path is not available, Sold & Stay may show a different option.