Home Equity · No Move Required
Sell your house, rent it back, keep life uninterrupted.
Sold & Stay is the modern sale-leaseback platform for homeowners who need liquidity but want to stay rooted. We match you with a Capital Partner who purchases your home at transaction-specific pricing, you receive cash proceeds at closing, and you keep living there under a transparent lease. An option to purchase may be included where available.
Answer a few questions at soldandstay.com, or text (727) 605-5105 to start your sale-leaseback plan.
How the sale-leaseback works
- Submit basics. Tell us your address, mortgage balance, and goals.
- Get a purchase offer. A Capital Partner evaluates the property and proposes transaction-specific pricing. Terms are shared up front before you sign.
- Close and fund. Independent title companies wire your proceeds within ~21–30 days.
- Lease with confidence. Stay as long as you need with predictable rent and attorney-reviewed documents.
- Purchase when ready. Where a purchase option is included, exercise it within the agreed window — or exit on your timeline.
Compare your liquidity options
| Option |
Cash Speed |
Keep Living There? |
Credit Impact |
Predictable Payments |
| Sold & Stay Sale-Leaseback |
≈21–30 days |
Yes |
Low (treated like a sale) |
Fixed lease + option to purchase |
| HELOC / Cash-Out Refi |
45–60 days |
Yes |
Depends on credit + rates |
Variable interest exposure |
| Reverse Mortgage |
45–90 days |
Yes |
Fees accrue monthly |
Payments stack onto balance |
| Traditional Sale |
30–90 days |
No |
None |
N/A |
Frequently Asked Questions
Can I stay after the sale closes? Yes — each sale-leaseback transaction includes a lease tailored to your timeline.
How fast do I get funds? Title and inspection permitting, most homeowners receive funds within 21–30 days.
Will an attorney review everything? Sold & Stay reimburses reasonable attorney document review fees prior to signing.
Can I purchase the property later? Where a purchase option is included in your transaction, it is documented at closing with a defined price and exercise window. Availability varies by region and Capital Partner.