A sale-leaseback transaction involves selling your property to an independent investor while entering into a lease agreement to remain as a tenant. All terms, approvals, and final agreements are between you and the investor. Sale-leaseback opportunities are not guaranteed and are subject to individual negotiations and compliance with all agreements.

👥 Introduction: We provide general information about the sale-leaseback model and introduce individuals to independent investors who may offer opportunities.
📝 Offer Presentation: Investors may present an offer based on a market evaluation of your property. Offers are not guaranteed and are subject to investor discretion.
💰 Sale Completion: If you accept an offer, the sale proceeds directly between you and the investor, subject to all final executed documents.
🏡 Lease Agreement: You may be offered a lease by the investor to remain in the home, but continued tenancy depends entirely on lease compliance and investor approval.

Sale-leaseback transactions may offer a way to unlock equity without immediately relocating. However, availability of funds, lease arrangements, occupancy, and all transaction details are subject to third-party approval, final negotiations, and successful closing. No funds, terms, or occupancy are guaranteed by Sold and Stay.

Occupancy after the sale depends entirely on the lease terms offered by the investor and your ongoing compliance with those terms. Staying in the home is not automatically guaranteed and could be affected by future actions such as lease violations or lender enforcement actions.

Sale prices are independently determined by investors based on market conditions, property condition, and other factors. Sold and Stay does not appraise properties, guarantee sale prices, or influence investor offers.

🏡 Potential continued occupancy: Subject to lease approval and compliance.
💰 Access to equity: If the transaction is successfully completed, proceeds may be available to meet personal financial needs.
🏘️ Simplified lifestyle: Transition from homeownership responsibilities to leasing — subject to the terms negotiated with investors.

Lease terms vary but typically include paying rent on time, maintaining the property, and complying with all terms of the lease. Failure to meet lease obligations could result in eviction, lease termination, loss of occupancy rights, and termination of the option contract (if applicable), subject to investor discretion.

Lease lengths and renewal options are determined entirely by agreement between you and the investor. Sold and Stay does not control lease terms, pricing, extensions, or renewals.

Some investors may offer a future purchase option through a separate agreement, subject to investor discretion, compliance with the lease, and other negotiated conditions. No repurchase rights are guaranteed unless explicitly set forth in a fully executed agreement. Repurchase options are not available in all states.

Some investors may use structures such as "subject-to" purchases where the existing mortgage remains in place. This strategy is subject to lender policies, investor acceptance, and individual negotiation. Risks include the potential for lenders to call loans due under "due-on-sale" clauses, which could result in foreclosure. Sold and Stay does not arrange financing or assist with modifying loan terms.

Fees, transaction costs, and any other expenses are determined by the investor and outlined in the transaction documents. Sold and Stay does not charge individuals fees for providing general information or investor introductions.

You may contact us through our Website or call us directly at +1-602-902-1408. We will provide general information about sale-leaseback opportunities and, if appropriate, introduce you to independent investors. All final transaction terms are between you and the investor.

Sale-leaseback opportunities may not be available in all geographic areas. Availability depends on independent investor interest, local market conditions, and individual property factors.

No. Sold and Stay does not guarantee any specific sale price, lease terms, lease renewal options, buyback options, or financial outcomes. All transaction details are subject to investor discretion, negotiations, and final executed agreements.

Sale-leaseback transactions involve risks, including the potential for lease non-renewal, eviction for lease violations, loss of future ownership rights, and potential foreclosure if existing mortgages are called due by lenders. We recommend that you seek independent legal, financial, and tax advice before proceeding with any real estate transaction.

No. Sold and Stay does not act as an agent, attorney, broker, or representative for any party. We do not negotiate transaction terms, advocate for specific deal outcomes, or provide professional advice. We simply provide general information and introduce individuals to potential investor opportunities.

Sale-leaseback transactions may be available to individuals in foreclosure, depending on the situation and investor approval. However, entering into a sale-leaseback does not automatically stop or postpone foreclosure proceedings. All foreclosure deadlines and lender enforcement actions continue independently unless separately resolved.

Yes. Homeowners facing foreclosure are strongly encouraged to contact a HUD-approved housing counselor. Free, professional help is available to explain all options for avoiding foreclosure. You can visit HUD.gov or call 800-569-4287 to find assistance.

No. Sold and Stay does not provide foreclosure relief, loan modification services, credit counseling, or financial advice. We simply provide general information about potential sale-leaseback opportunities available through independent investors.

In some cases, if a sale-leaseback transaction is successfully completed and the loan is reinstated at or before closing, foreclosure proceedings may be resolved. Reinstatement typically involves paying the past-due balance, fees, and costs owed to the lender.

However, there is no guarantee that any transaction will close before a foreclosure auction date or that any particular investor will agree to reinstate the loan. Homeowners facing foreclosure are encouraged to continue working directly with their lender and seek independent legal or housing counseling advice.

Offers made by independent investors are non-binding until all agreements are fully executed. Investors may withdraw or amend offers based on due diligence, inspections, title issues, or other factors. There is no guarantee that any particular offer will result in a closed sale or leaseback.

A completed sale-leaseback may affect your credit differently depending on how existing mortgage obligations are handled. In cases where a mortgage remains unpaid or is called due, it could impact your credit report. Sold and Stay recommends consulting with independent financial or legal advisors to fully understand potential credit impacts.

Before proceeding, individuals should carefully consider their long-term housing needs, financial obligations under the new lease, risks of foreclosure if prior loans are accelerated, and the legal rights they may be giving up by selling their property. We strongly encourage consulting with an independent attorney, financial advisor, and housing counselor before signing any sale or lease agreements.

Yes. While Sold and Stay may assist by relaying information or communications between homeowners and independent investors, all final negotiations, decisions, and agreements must be made directly between the parties. Sold and Stay does not act as an agent, broker, negotiator, or representative for any party and does not provide advice regarding offer terms, lease terms, or repurchase conditions.

No. Sold and Stay provides general information and introductions to independent investors. We do not offer legal advice, financial advice, tax advice, or brokerage services. We strongly encourage individuals to seek independent professional counsel before entering into any real estate transaction.

No. Sold and Stay does not guarantee any particular financial outcome, advantage, savings, or investment return. Sale-leaseback arrangements may offer certain benefits depending on individual circumstances, but each transaction involves risks that must be independently evaluated.

Circumstances such as foreclosure deadlines, lender acceleration, changes in financial status, or other factors may impact whether a sale-leaseback transaction can be completed. Sold and Stay cannot guarantee that any transaction will close or that timelines can be met.

Additionally, if you are a homeowner in foreclosure, you may have a statutory right to cancel a sale agreement within five (5) business days of signing, or before any foreclosure sale occurs, whichever comes first. Details regarding cancellation rights will be disclosed in writing as part of the transaction documents. We strongly encourage you to consult independent legal counsel regarding your cancellation rights and any time-sensitive decisions.

Sold and Stay may receive compensation from independent investors for facilitating introductions or marketing. This compensation does not affect the terms offered to individuals, and we are not paid based on loan amounts, home valuations, or lease terms.

In some cases, yes. Certain transactions are structured so that the existing mortgage remains in place, and the property is sold "subject to" the existing loan. This means the loan is not paid off at closing. However, this structure involves risks, including the lender potentially calling the loan due under a "Due on Sale" clause.

A "Due on Sale" clause in a mortgage or deed of trust allows the lender to demand immediate repayment of the full loan balance if the property is sold or transferred. Although lenders may not always enforce this clause, they have the legal right to do so. We encourage homeowners to seek independent legal advice to fully understand the potential implications before entering into a sale-leaseback transaction involving a subject-to structure.

Depending on how the transaction is structured, you may still remain liable to the lender on your existing mortgage even after the sale. Sold and Stay does not assume responsibility for existing mortgage obligations. We strongly encourage you to consult independent legal counsel to understand your ongoing obligations.

Failure to comply with the lease terms, including timely payment of rent or maintaining the property, may result in eviction, lease termination, loss of occupancy rights, and forfeiture of any related purchase options (if applicable). Specific consequences will be outlined in your signed lease agreement.

Generally, yes. Under the terms of a lease, tenants are typically required to obtain and maintain a renter’s insurance policy, including minimum liability coverage. This coverage protects your personal property and provides liability protection. Proof of renter’s insurance may be required at move-in and during the lease term.

A purchase option gives a tenant the potential right, but not the obligation, to buy the property later under separately negotiated terms. Purchase options are subject to compliance with lease obligations, option fees (if any), investor approval, and formal execution of an Option Agreement. Exercising an option is not guaranteed and requires satisfying all conditions outlined in the agreements.

Sold and Stay uses contract templates provided by independent investors or their representatives. We assist in completing transaction details, such as filling in terms, figures, and dates, and may prepare addenda or supplements as needed to reflect agreed-upon terms. However, Sold and Stay does not provide legal advice, represent any party in the transaction, or negotiate final deal terms. We strongly encourage all individuals to review all documents independently and seek advice from qualified legal professionals before signing.

No. After a sale-leaseback transaction is completed, the property is owned and managed solely by the independent investor. Sold and Stay has no control over how the investor manages the property, enforces lease terms, or handles renewals, repairs, or maintenance. We encourage individuals to review all lease agreements carefully and seek independent advice if needed.