Sell & Stay
Sell your home, get your cash, and keep living there. Sell & Stay lets you unlock your equity without an immediate move—plus, in some cases, you may have the option to buy it back later.
Why Homeowners Choose Sell & Stay
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Access to Equity – Use your home’s value now for debt payoff, investments, or life expenses.
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Stay Put – Keep your routines, neighborhood, school district, and address. Long-term multi-year leases are possible.
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Breathing Room – No immediate packing, cleaning, or showing the property to the general public.
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Possible Buyback Option – In some cases, you may negotiate an option to repurchase your home at a later date. Not all homeowners will qualify.
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Stable Transition – Know your living costs and lease terms in advance, giving you predictability during life changes.
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Flexible Timing – Work out lease terms that give you time to plan your next move without pressure.
How It Works
You Sign a Purchase Contract for your home with a buyer from our network.
You sign a lease with the buyer, outlining rent, term length, renewal options, and responsibilities.
If applicable to your situation, the buyback option agreement would also be signed at this time.
You get your cash at closing and continue living in the home.
If your agreement includes a buyback option, you’ll have a set date and price for repurchasing the home.
Things to Know.
Things to Know.
What Sell & Stay Means
Sell & Stay is a simple idea: you sell your home to a buyer who becomes your new landlord, and you lease the property back from them. You get the cash from the sale up front, and you keep the comfort and convenience of staying in your own home without rushing to relocate.
Things to Know
✺ You must pay rent on time and follow the lease terms to stay in the home and avoid eviction, as with any lease.
✺ Property maintenance obligations will depend on your lease agreement.
✺ Rent amounts, lease length, and buyback terms (if applicable) are set by the buyer and vary by property, location, and your situation.
✺ Not all homeowners will qualify for Sell & Stay.
Is Sell & Stay Right for You?
If you want to unlock a portion of your equity now, avoid the hassle of moving, and still keep the possibility of owning your home again down the road, Sell & Stay could be a fit. Every arrangement is unique, so it’s important to review the purchase contract, lease, and any buyback option agreement with your legal and financial advisors before signing.
✺ Frequently ✺
asked
questions
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Rent is set by the buyer and is based on factors like your home’s market value, local rental rates, lease length, and your specific situation. It will be clearly stated in your lease before you agree to anything.
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In some cases, you may be able to include a buyback option in your agreement, allowing you to repurchase your home at a later date for a set price. Not all homeowners will qualify for this, and it must be negotiated up front.
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As with any rental, you must follow the lease terms to stay in the home. Late or missed payments could lead to late fees or eviction under applicable landlord-tenant laws.
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Yes, but your lease remains in effect. If the property is sold to another landlord, they take over the lease terms until it expires or is renewed.
However, if you signed an option agreement to repurchase the home, the new owner cannot sell the home to anyone but you until that agreement expires. -
To keep living in your home, you must pay rent on time and follow lease terms. Skipping these can lead to late fees or eviction under applicable landlord-tenant laws.
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Your lease will outline who is responsible for upkeep. In some cases, the landlord handles major repairs while you take care of everyday maintenance. Make sure you understand these terms before signing.
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Availability depends on location, investor interest, and your home’s condition. Not all homeowners will qualify, and terms vary by property and state.
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We’re a connector, not a lender, bank, broker, or law firm. Our role is to introduce you to independent investors and licensed professionals who can offer options like Sell & Stay. We don’t represent any party in the transaction and don’t provide legal, tax, or financial advice—you should consult your own advisors before signing anything.
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There are no fees to learn about your options through us. If you move forward with a Sell & Stay arrangement, standard closing costs, title fees, or lease-related expenses may apply, depending on the agreement with your buyer. Often, our capital partners will cover all closing costs.
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After the sale, the new owner handles property taxes and insurance for the structure. You’ll likely switch to renter’s insurance for your belongings. In some areas, a sale may trigger property tax reassessment, which could affect what the owner pays—and thus your rent upon renewal of the lease, if one is negotiated.